Business Umbrella Insurance


Why is Business Umbrella Insurance Important?

business umbrella insurance

Property insurance and commercial auto insurance policies cover a lot on behalf of a business. But many business owners purchase business umbrella insurance as an added layer of protection in the case that:

  • A customer slips, hurts themselves, and sues
  • Fuel stored on your property leaks into the watershed
  • A party your business sponsors gets out of control and people are hurt

In some cases, the coverage that standard policies provide may only go so far. Say someone sues your business for $1.5 million and wins, and your standard policy provides only $1 million in coverage — that’s half a million dollars that would become your expense.

Do You Need Business Umbrella Insurance?

Business umbrella insurance, also known as commercial umbrella insurance, is an affordable way to extend coverage beyond the scope of these standard policies and protect your business from additional costs.

If you think your business is in need of the safety net of business umbrella insurance, call an O’Donovan Insurance, LLC insurance agent today.

It’s no secret that we live in a litigious society. In today’s business world, business umbrella insurance is almost essential. O’Donovan Insurance, LLC’ independent insurance agents serve businesses in all most every state. We can walk you through any particular concerns to design a commercial insurance policy that is unique to your business.

Call 800-410-6333 to start the conversation that will put the best business umbrella insurance policy in place to give extra protection to your business.

business umbrella insurance