Floods and flooding cause a lot of damage in the United States. It’s our number one form of natural disaster. Rivers and creeks lace the landscape, but it’s wise not to think exclusively of them as the source of flooding. Intense rains can put a lot of water on the ground in a short period of time, overwhelming roofs, gutters, drains, and even natural runoff patterns. Fast accumulating water often has nowhere to go but inside, finding its way through walls and ruinously into basements and other rooms.
While a typical homeowners insurance policy covers damage if, say, a pipe or a water heater has burst inside the house, it likely won’t cover water that floods into the home from outside. Having the right flood insurance policy in place will protect against such disaster.
It’s easy to put an O’Donovan Insurance agent to work for you to search through flood insurance quotes and find you the right affordable insurance to protect your home.